Online Banking
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Deposit Rate Sheet
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CERTIFICATES < $100,000
| | Minimum Balance to Open $1,000 | | TERM | RATE | APY | |
30 days |
(Simple Interest) |
0.20% |
0.20% | |
60 days |
(Simple Interest) |
0.20% |
0.20% | |
90 days |
(Simple Interest) |
0.20% |
0.20% | |
120 days |
(Simple Interest) |
0.25% |
0.25% | |
180 days |
(Simple Interest) |
0.40% |
0.40% | |
One Year |
(Quarterly Interest) |
0.50% |
0.50% | |
Two Years |
(Quarterly Interest) |
0.65% |
0.65% | |
Three Years |
(Quarterly Interest) |
1.00% |
1.00% | |
Four Years |
(Quarterly Interest) |
1.25% |
1.26% | |
Five Years |
(Quarterly Interest) |
1.50% |
1.51% | |
7 Month |
(Simple Interest) |
0.45% |
0.45% | |
13 Month |
(Quarterly Interest) |
0.60% |
0.60% |
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CERTIFICATES $100,000 +
| | Minimum Balance to Open $100,000 | | TERM | RATE | APY | |
30 days |
(Simple Interest) |
0.20% |
0.20% | |
60 days |
(Simple Interest) |
0.20% |
0.20% | |
90 days |
(Simple Interest) |
0.20% |
0.20% | |
120 days |
(Simple Interest) |
0.25% |
0.25% | |
180 days |
(Simple Interest) |
0.40% |
0.40% | |
One Year |
(Quarterly Interest) |
0.50% |
0.50% | |
Two Years |
(Quarterly Interest) |
0.65% |
0.65% | |
Three Years |
(Quarterly Interest) |
1.00% |
1.00% | |
Four Years |
(Quarterly Interest) |
1.25% |
1.26% | |
Five Years |
(Quarterly Interest) |
1.50% |
1.51% | |
7 Month |
(Simple Interest) |
0.45% |
0.45% | |
13 Month |
(Quarterly Interest) |
0.60% |
0.60% |
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Individual Retirement Accounts
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Minimum Balance to Open $250
| | TERM | RATE | APY | |
180 days |
(Quarterly) |
0.40% |
0.40% | |
One Year |
(Quarterly) |
0.50% |
0.50% | |
Two Years |
(Quarterly) |
0.65% |
0.65% | |
Three Years |
(Quarterly) |
1.00% |
1.00% | |
Four Years |
(Quarterly) |
1.25% |
1.26% | |
Five Years |
(Quarterly) |
1.50% |
1.51% |
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Minimum Balance to Open $100
| | RATE | APY | | |
0.20% |
0.20% |
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Minimum Balance to Open $250
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| RATE | APY | |
Up to $49,999.99 |
0.20% |
0.20% |
$50,000 to $99,999.99 |
0.25% |
0.25% |
$100,000 to $499,999.99 |
0.50% |
0.50% |
$500,000 to $999,999.99 |
0.75% |
0.75% |
$1,000,000 and Over |
1.00% |
1.00% |
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Interest Checking Account
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Minimum Balance to Open $250
| | RATE | APY | | |
0.10% |
0.10% |
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State Bank Preferred Account
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Minimum Balance to Open $10,000
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| RATE | APY | |
Up to $49,999.99 |
0.20% |
0.20% |
$50,000 to $99,999.99 |
0.50% |
0.50% |
$100,000 to $499,999.99 |
0.75% |
0.75% |
$500,000 to $999,999.99 |
1.00% |
1.00% |
$1,000,000 and Over |
1.25% |
1.26% |
* All rates are subject to change daily with the exception of the Regular Savings and Interest Checking which require a 30 day notification to all account owners.
* The abbreviation APY is for Annual Percentage Yield.
* The Annual Percentage Yield is accurate as of September 09, 2011.
* A service charge or fees could reduce the earnings on the account.
* For time deposit accounts a penalty will or may be imposed for early withdrawal.
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