Statement of Condition

ASSETS
Cash and balances due		$9,271,000.
Securities		2,090,000.
Federal funds sold		16,275,000.
Loans and lease financing receivables:
Loans and leases, net of unearned income	165,033,000.
LESS: allowance for loan and lease losses	2,618,000.
Loans and leases, net of unearned income,     allowance and reserve		162,415,000.
Premises and fixes assets (including capitalized leases)		2,170,000.
Other real estate owned		2,471,000.
Goodwill and Intangibles		6,889,000.
Other assets		4,485,000.
Total assets		$206,066,000.

LIABILITIES
Non interest-bearing	$51,798,000.
Interest-bearing	81,898,000.
Deposits		133,096,000.
Other Borrowings		46,481,000.
Other liabilities		654,000.
Total liabilities		$180,831,000.

EQUITY CAPITAL
Common Stock (No. of Shares)
Authorized 400
Outstanding 400		$500,000.
Surplus		20,500,000.
Undivided profits and capital reserves		4,234,000.
Total equity capital		25,235,000.
Total liabilities, limited-life preferred stock, and equity capital		$206,066,000.