Statement of Condition

ASSETS
Cash and balances due		$13,602,000.
Securities		4,005,000.
Federal funds sold		2,630,000.
Loans and lease financing receivables:
Loans and leases, net of unearned income	155,978,000.
LESS: allowance for loan and lease losses	1,914,000.
Loans and leases, net of unearned income,     allowance and reserve		154,064,000.
Premises and fixes assets (including capitalized leases)		2,280,000.
Other real estate owned		764,000.
Goodwill and Intangibles		7,159,000.
Other assets		2,892,000.
Total assets		$187,396,000.

LIABILITIES
Non interest-bearing	$52,772,000.
Interest-bearing	87,350,000.
Deposits		140,122,000.
Other Borrowings		21,802,000.
Other liabilities		1,342,000.
Total liabilities		$163,266,000.

EQUITY CAPITAL
Common Stock (No. of Shares)
Authorized 400
Outstanding 400		$500,000.
Surplus		20,500,000.
Undivided profits and capital reserves		3,130,000.
Total equity capital		24,130,000.
Total liabilities, limited-life preferred stock, and equity capital		$187,396,000.