Business Loans

State Bank & Trust understands the importance of credit to the daily operations and long term growth of your business.

Lines of Credit*: Your company may have seasonal needs to carry accounts receivable and/or inventory. Flexible lines of credit enable you to support your short term working capital needs.

Term Loans*: To help you meet your business goals, we provide term loans to finance your equipment, expand your existing business or provide financing to acquire new business.

Letters of Credit*: We provide letters of credit for our customers who need them for importing, to satisfy supplier needs or for other forms of guaranteeing payment. You can also call on our expertise when accepting or negotiating a letter of credit.

Real Estate Loans*: State Bank & Trust is able to provide real estate financing for interim construction, expansion and purchase of owner-occupied facilities for our customers.

Additional Programs Available to You: SBA Loans*: Government guaranteed loans up to 80% for working capital, fixed assets and real estate:

SBA Business Loans*

SBA 504 Program (Real Estate)*