Commercial Checking Account

Balance Requirements

Initial Deposit Requirement:

$500.00

Monthly Balance Charges

Maintenance Fee:	$12.00
Per Check:	$0.15
Per Deposit:	$0.25
Per Deposited Item:	$0.09
FDIC Insurance Assessment per $100.00 Based on Average Daily Balance:	$0.02

Earning Credit:

A credit will be figured to offset the monthly service charge based on the average Investable Balance. The rate is tied to the State Bank & Trust Money Market Account*.

Investable Balance is calculated by taking the average collected balance and subtracting the reserve requirement governed by law*.