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State Bank & Trust Company, is an independent, family owned commercial bank focused on small business lending and developing relationships with small business owners and their employees. The bank's success has been dependent upon providing its customers with superior service and competitive products. With this in mind, we have structured our bank to provide our customers with:

  • Continuity of Loan Officers and staff
  • Direct access and communication with Management of the bank
  • A primary focus on Small business lending
  • Local decisions and a timely response
  • Commercial loans including but not limited to:
    • Operating lines*
    • Term loans*
    • Real Estate loans*
    • Letters of credit*

    State Bank and Trust is committed to assisting you with your banking needs in every way possible.



    FDIC Transaction Account Guarantee Program

    NOTICE: By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category.

    For more information, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.

    * Loans are subject to credit approval


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