State Bank & Trust Company, is an independent, family owned commercial bank focused on small business lending and developing relationships with small business owners and their employees. The bank’s success has been dependent upon providing its customers with superior service and competitive products. With this in mind, we have structured our bank to provide our customers with:
Continuity of Loan Officers and staff
Direct access and communication with Management of the bank
A primary focus on Small business lending
Local decisions and a timely response
Commercial loans including but not limited to:
- Operating lines*
- Term loans*
- Real Estate loans*
- Letters of credit*
State Bank and Trust is committed to assisting you with your banking needs in every way possible.
FDIC Transaction Account Guarantee Program
State Bank & Trust is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, Through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
* Loans are subject to credit approval